Baldwin Insurance Valuation
| BWIN Stock | 16.50 0.26 1.55% |
At this time, the firm appears to be undervalued. Baldwin Insurance shows a prevailing Real Value of USD20.35 per share. The current price of the firm is USD16.5. Our model approximates the value of Baldwin Insurance from analyzing the firm fundamentals such as Operating Margin of 0.01 %, profit margin of (0.02) %, and Return On Equity of -0.0419 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Baldwin Insurance's valuation include:
Price Book 3.2137 | Enterprise Value | Enterprise Value Ebitda 19.9299 | Price Sales 1.3388 | Forward PE 8.1301 |
Undervalued
Today
Please note that Baldwin Insurance's price fluctuation is not too volatile at this time. Calculation of the real value of Baldwin Insurance is based on 3 months time horizon. Increasing Baldwin Insurance's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Baldwin Insurance is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Baldwin Stock. However, Baldwin Insurance's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 16.5 | Real 20.35 | Target 33.38 | Hype 16.41 |
The intrinsic value of Baldwin Insurance's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Baldwin Insurance's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of The Baldwin Insurance helps investors to forecast how Baldwin stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Baldwin Insurance more accurately as focusing exclusively on Baldwin Insurance's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Baldwin Insurance's intrinsic value based on its ongoing forecasts of Baldwin Insurance's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Baldwin Insurance's closest peers.
Baldwin Insurance Cash |
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Baldwin Revenue by Product
Baldwin Insurance Total Value Analysis
The Baldwin Insurance is currently forecasted to have valuation of 3.64 B with market capitalization of 1.99 B, debt of 1.64 B, and cash on hands of . Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Baldwin Insurance fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
3.64 B | 1.99 B | 1.64 B |
Baldwin Insurance Investor Information
About 85.0% of the company shares are held by institutions such as insurance companies. The book value of Baldwin Insurance was currently reported as 8.68. The company recorded a loss per share of 0.44. Baldwin Insurance had not issued any dividends in recent years. Based on the measurements of operating efficiency obtained from Baldwin Insurance's historical financial statements, The Baldwin Insurance may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.Baldwin Insurance Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Baldwin Insurance has an asset utilization ratio of 38.93 percent. This suggests that the Company is making USD0.39 for each dollar of assets. An increasing asset utilization means that The Baldwin Insurance is more efficient with each dollar of assets it utilizes for everyday operations.Baldwin Insurance Profitability Analysis
Based on the measurements of profitability obtained from Baldwin Insurance's financial statements, Baldwin Insurance's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Baldwin Insurance's ability to earn profits and add value for shareholders.Net Loss | First Reported 2010-12-31 | Previous Quarter -22.1 M | Current Value -23.2 M | Quarterly Volatility 24.1 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.31 | 0.29 |
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For Baldwin Insurance profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Baldwin Insurance to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Baldwin Insurance utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Baldwin Insurance's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Baldwin Insurance over time as well as its relative position and ranking within its peers.
Baldwin Insurance Earnings per Share Projection vs Actual
The next projected EPS of Baldwin Insurance is estimated to be 0.507725 with future projections ranging from a low of 0.4625 to a high of 0.5325. Baldwin Insurance's most recent 12-month trailing earnings per share (EPS TTM) is at -0.44. Please be aware that the consensus of earnings estimates for The Baldwin Insurance is based on EPS before non-recurring items and includes expenses related to employee stock options.Baldwin Insurance Earnings Estimation Breakdown
The calculation of Baldwin Insurance's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Baldwin Insurance is estimated to be 0.507725 with the future projection ranging from a low of 0.4625 to a high of 0.5325. Please be aware that this consensus of annual earnings estimates for The Baldwin Insurance is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.46 Lowest | Expected EPS | 0.53 Highest |
Baldwin Insurance Earnings Projection Consensus
Suppose the current estimates of Baldwin Insurance's value are higher than the current market price of the Baldwin Insurance stock. In this case, investors may conclude that Baldwin Insurance is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Baldwin Insurance's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2026 | Current EPS (TTM) | |
| 9 | 52.04% | 0.0 | 0.507725 | -0.44 |
Baldwin Insurance Ownership Allocation
Baldwin Insurance holds a total of 118.82 Million outstanding shares. The majority of The Baldwin Insurance outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Baldwin Insurance to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Baldwin Insurance. Please pay attention to any change in the institutional holdings of The Baldwin Insurance as this could imply that something significant has changed or is about to change at the company. On October 16, 2025, Representative Josh Gottheimer of US Congress acquired under $15k worth of Baldwin Insurance's common stock.Baldwin Insurance Profitability Analysis
The company reported the previous year's revenue of 1.38 B. Net Loss for the year was (41.08 M) with profit before overhead, payroll, taxes, and interest of 409.76 M.About Baldwin Insurance Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of The Baldwin Insurance. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Baldwin Insurance based exclusively on its fundamental and basic technical indicators. By analyzing Baldwin Insurance's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Baldwin Insurance's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Baldwin Insurance. We calculate exposure to Baldwin Insurance's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Baldwin Insurance's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 395.8 M | 415.6 M | |
| Pretax Profit Margin | (0.03) | (0.03) | |
| Operating Profit Margin | 0.05 | 0.05 | |
| Net Loss | (0.02) | (0.02) | |
| Gross Profit Margin | 0.29 | 0.31 |
Baldwin Insurance Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 63.5 M | |
| Quarterly Earnings Growth Y O Y | -0.394 | |
| Forward Price Earnings | 8.1301 |
Baldwin Insurance Current Valuation Indicators
Baldwin Insurance's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Baldwin Insurance's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Baldwin Insurance, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Baldwin Insurance's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Baldwin Insurance's worth.When determining whether Baldwin Insurance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Baldwin Insurance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of The Baldwin Insurance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on The Baldwin Insurance Stock: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in The Baldwin Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Will Insurance Brokers sector continue expanding? Could Baldwin diversify its offerings? Factors like these will boost the valuation of Baldwin Insurance. Projected growth potential of Baldwin fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Baldwin Insurance data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.39) | Earnings Share (0.44) | Revenue Per Share | Quarterly Revenue Growth 0.078 | Return On Assets |
Baldwin Insurance's market price often diverges from its book value, the accounting figure shown on Baldwin's balance sheet. Smart investors calculate Baldwin Insurance's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Baldwin Insurance's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Baldwin Insurance's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Baldwin Insurance should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Baldwin Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.